Terms of Service

Effective: June 2026

1. Who Can Use SnapSpend

You must be at least 18 years old to use SnapSpend. By creating an account, you confirm you meet this requirement.

2. Your Account

You are responsible for keeping your login credentials secure and for all activity under your account. Please use accurate information when signing up.

3. Subscriptions and Billing

Pro subscriptions are billed in advance and renew automatically unless cancelled. Payments are handled securely by Paddle, our payment provider. You can cancel anytime from Settings in the app.

Refunds: You are entitled to a full refund within 14 days of your first purchase. See the Refund Policy for details.

4. Free Trial

New users get a free Pro trial. Your card is not charged during the trial. If you don't upgrade, your account simply reverts to the free plan when the trial ends.

5. Acceptable Use

Please don't use SnapSpend to break any laws, attempt to access other users' data, reverse engineer the app, or upload malicious content.

6. Your Data

You own all the data you add to SnapSpend. See the Privacy Policy for details on how it's handled.

7. Availability

We aim for high uptime but can't guarantee the service will always be available. We may perform maintenance or updates from time to time.

8. Limitation of Liability

SnapSpend is not liable for indirect or consequential losses. Our total liability is limited to what you paid in the last 12 months.

9. Governing Law

These terms are governed by the laws of the United Arab Emirates.

10. Contact

Email: support@snap-spend.com

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